Can I get a mortgage as an expat in Amsterdam?

As an expat, you may be eligible for a Dutch mortgage. Your options depend on factors such as your income, employment situation, nationality or residency status, and how long you have lived and worked in the Netherlands. Not every mortgage lender accepts expat applications, and eligibility criteria vary between lenders.

When buying a home in Amsterdam, leasehold (erfpacht) may also affect your maximum mortgage and monthly housing costs. Read more about expat mortgages in the Netherlands or contact one of our mortgage advisers in Amsterdam for a personal assessment.