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Expat and buying a house? Mortgage is possible!

BUYING A HOUSE! BEING AN EXPAT IS IT POSSIBLE TO GET A MORTGAGE?

 

Buying your own house is one of the most important decisions you will make in your life. Given this fact, it is better to be well-prepared for all the questions you may face. For example are you aware that the interest you will pay is tax deductable for a period of 30 years; when you buy property in the Netherlands which is used as your main residence. This is a big advantage of a Dutch mortgage! De Hypotheekshop will calculate the tax benefits for you and what refund you can get back from the tax office. De Hypotheekshop will also help you understand what steps to take when buying a house and will advice you what kind of mortgage you can choose out of many possible mortgage types with several financial institutions! 

It could be that you are eligible for a mortgage under National Mortgage Guarantee scheme. Or maybe you choose to have a mortgage that is deducted in several parts with different interest types and different pay back schedules. Perhaps your are an expat with a residence permit for a definite time and you will need a mortgage that is linked to your income based on your 30% tax ruling! Next to that you might need to insured against the risks of death, becoming disabled or unemployed! 

For every amount you borrow, you will pay interest. The level interest will depend on the way you wish to pay off your debt and the chosen pay off period. Furthermore the interest level depends on the way a mortgage advisor is paid by the bank. With De Hypotheekshop you pay no provision so we offer you the lowest interest rates!

Payments can be made in several ways. For example, you can pay off the entire loan at the end of the term; in a single amount out of a saving deposit, or you can opt to make interim repayments. 
Your personal situation and wishes will determine which mortgage is the most suitable for you.

Whatever your situation is, the financial expert of De Hypotheekshop will give you a suitable and honest advice. 
So we would gladly invite you to make an appointment at one of our shops in the Amsterdam Area. The first appointment is for free. 

 

You find our offices:

 

AMSTERDAM:


  1. Amstelveenseweg 647, 1081 JD Amsterdam, 020-6428755
  2. Hogeweg 1c, 1088 BT Amsterdam, 020-6945432
  3. Stadionweg 174, 1077TC Amsterdam, 020-5776336
  4. Scheldestraat 37, 1078 GE Amsterdam, 020-6752526
  5. Tussenmeer 375, 1069 DR Amsterdam 020-6100145
  6. Westeinde 10, 1017 ZN Amsterdam 020-3300130

 

Amsterdam Zuidoost:
Bijlmerdreef 554A, 1102 AC Amsterdam Zuidoost, 020-4950550

 

Badhoevedorp:
Badhoevelaan 5A, 1171 DA Badhoevedorp, 020-4493252

 

Ouderkerk aan de Amstel:
Hoger Einde Zuid 2, 1191 AG Ouderkerk aan de Amstel, 020-6404010